Guiding you Home.........
Buying a home is one of the largest financial transactions you will make in your life and it's important that you find the right professional to help guide you through the process. As an experienced Buyers agent I have proven systems in place to ensure your purchase goes as smoothly as possible...after all buying a new home, vacation home or investment is suppose to be exciting...not stressful!
My Buyer System begins with a Buyer consultation - a meeting where we will discuss exactly what is important to you. I will also explain precisely how the process will unfold and we will review all the important documents so there are no surprises.
My goal through the process is to be your compass...to answer your questions before they arise, to keep you informed at each stage and help you build the right strategy to find the right property!
Together we will 'guide you home'
Book a Buyer Consultation & Lets Chat
Whether you are ready to buy now...or not for a year or more a buyer consultation is a great way to create a plan to make your dreams a reality.
We will discuss your wish list, deal breakers and your budget. We will also get you aligned with and working with a mortgage professional to make sure you are on the right path for greatest success.
From there you will receive a customized listing portal and monthly market updates so when its time to make your move you will be well versed on the market conditions.
Because...an educated buyer is a successful buyer!
Featured listings
Featured listings
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Comparative Market Analysis (CMA)
The process of determining the market value of a property.
Closed Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
CONDITIONS
An Agreement of Purchase & Sale will often include conditions that must be met before the property is considered 'sold firm'. These are often contingencies for buyer financing, sale of purchasers property & home inspection to name only a few It is important for both Buyer & Seller to discuss the implications of adding or removing such conditions in a transaction.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Mortgage
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
DOWN PAYMENT
The amount of money required by your mortgagor in order to secure the loan. This amount is generally between 5% and 20% of the purchase price and is due on closing, with the balance of the purchase price being paid to the Seller by the mortgage company. A down payment less then 20% will trigger a mandatory mortgage insurance policy. Please speak with your banker or mortgage broker for more clarification.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Millennium Inc. Brokerage
INFO & SERVICES
41 Hurontario St, Collingwood, ON L9Y2L7
(705) 445-5640
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The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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